|Here is a list of some
loan officers/originators. Please feel
free to contact anyone of them for
Why do you need pre-approval?
First, to make sure that you are
qualified for a loan before you drive
around and waste your time. Second, it
will be required when you make an offer
on a house
documents do you need to start the
The rule of TWO:
Last 2 years W-2's
Last 2 paystubs
Last 2 months bank statements.
Loan Officer will ask for more detailed
information and have forms to be filled
and signed. I am just trying to give
some idea of what to prepare on your
What is the
minimum credit score required?
Most of the banks and mortgage companies
require minimum 640 credit score (See
list of lenders below), BUT there are
some companies providing some programs
for lower credit score as low as 580.
There is a program that can give loans
for 530 Credit Score with 10% down
Please fill out the form
below to access the list of recommended